⚖️ Disclaimer

1. General

All calculators and tools on Benditools ("the Site") produce results that are for reference only. They do not constitute financial, investment, medical, legal or tax advice. Always consult a licensed professional or the relevant official authority before making decisions.

2. Financial & tax calculations

• Mortgage and car-loan results are estimates based on standard amortization formulas. Your lender's figures govern. Interest rates and related policies may change at any time.
• Sales-tax and salary tools use published rates and standard assumptions for the selected state or scenario; your actual liability may differ based on local rules and personal circumstances.
• Compound-interest, ROI and debt-payoff projections are based on the assumptions you enter and are not a promise of any return.

3. Health calculations

Calorie (TDEE), BMR and BMI results are based on general formulas (such as Mifflin-St Jeor) and are not medical advice, diagnosis or a nutrition prescription. Pregnant individuals, minors and people with chronic conditions should follow their physician's guidance.

4. Timeliness of information

We track published rates and rules and update tools when they change, but updates may lag official announcements. Verify critical figures independently before acting on them.

5. Advertising & external links

Ads displayed on the Site (e.g. Google AdSense) are served by third parties. Ad content does not represent our views and we do not endorse advertised products. External websites are governed by their own terms.

6. Limitation of liability

To the maximum extent permitted by law, the Site shall not be liable for any direct or indirect losses arising from the use of, or reliance on, its tools or content. By using the Site you accept this Disclaimer, together with our Privacy Policy and Terms of Service.